Terms of use

Last updated: August 16th, 2019

Website Terms of Use

The Website is operated, and the Applications are provided, by Beyond Ratings, S.A.S. ("us" or “BR”). This website is operated by Beyond Ratings, S.A.S. , a member of the London Stock Exchange plc group of companies (“us/we/our/Beyond Ratings”).

Copyright © Beyond Ratings, S.A.S. 2019. All rights reserved.

You acknowledge that you understand and agree to the following terms and conditions (“Terms of Use”) and  our Privacy Policy and Cookie Notice. The Privacy and Cookie Policy forms a part of these Terms of Use and is incorporated by reference. Please review the Privacy and Cookie Policy to understand the controls in place to protect the privacy and security of your information.

If you do not agree to the Terms of Use and the Privacy and Cookie Policy, you are not authorised to access and use this website and you should not use this website.

These Terms of Use apply to your use of:

  • our website (at beyond-ratings.com) ("Website"); and
  • our mobile applications ("Applications").

– for iPhone, iPad and other devices using the iPhone OS ("Apple Applications"); and
– for devices using another OS ("Android Applications").

Our Apple Applications may be downloaded from the App Store, which is operated and owned by Apple Inc. and other companies within its group ("Apple”). Our Android Applications may be downloaded from Google Play, which is owned and operated by Google Inc. and other companies within its group ("Google").

We will refer to the Website and Applications together as the "Beyond Ratings Media" (and by referring to the Beyond Ratings Media, we are also referring to the indices, data, information or other material contained in, or accessible via, the Beyond Ratings Media).

Your use of the Beyond Ratings Media is subject to these Terms of Use. Each time you access or use the Beyond Ratings Media you agree to be bound by these Terms of Use as they appear on the Website at the time of your access to or use of the Beyond Ratings Media.

We reserve the right to change these Terms of Use and our Privacy and Cookie Policy from time to time, and without any notice to you, by putting new or revised Terms of Use or a new or revised Privacy and Cookie Policy on our Website. These Terms of Use were last updated on 19.08.2019. We reserve the right at any time and without notice to change, amend or cease publication of the whole or any part of information included in the Beyond Ratings Media.

Access to Beyond Ratings Media

It is your responsibility to ensure your computer or mobile device meets all the necessary technical specifications to enable you to access and use the Beyond Ratings Media. Apple Applications and Android Applications are only licensed for use on a device owned or controlled by you and using the Apple iPhone OS or Android OS (as applicable), so you must make sure that you use an appropriate device to access and use any Apple Application or Android Application. Other Applications may only be used on a device owned or controlled by you running the OS for which the Other Application concerned was designed.

We may, from time to time and without any notice to you, restrict access to or use of certain features, parts or content of the Beyond Ratings Media, or the entire Beyond Ratings Media. 

Operation of the Beyond Ratings Media

We cannot guarantee the continuous, uninterrupted or error-free availability or operability of the Beyond Ratings Media. There may be times when all of, or certain features, parts or content of, the Beyond Ratings Media, becomes unavailable (whether on a scheduled or unscheduled basis) or are modified, suspended or withdrawn by us, in our sole discretion, without notice to you. You agree that we will not be liable to you or to any third party for any unavailability, modification, suspension or withdrawal of any Beyond Ratings Media, or any features, parts or content of any Beyond Ratings Media. 

Confidentiality

When using the Beyond Ratings Media, data may be transmitted over an open network which may allow such communications to be intercepted by third parties. As a result, we cannot guarantee the confidentiality or security of any communication or data that you may transmit to us through the Beyond Ratings Media. 

What you are allowed to do

You may use the Beyond Ratings Media only for your own non-commercial personal use and only in accordance with these Terms of Use.

Subject to the provisions of these Terms of Use, you may retrieve and display content from the Beyond Ratings Media on a computer or mobile device, print pages from our Website and store the Beyond Ratings Media in electronic form.

Additional terms may also apply to certain features, parts or content of the Beyond Ratings Media and, where they apply, they will be displayed before you access the relevant features, parts or content to which the additional terms apply. 

What you are not allowed to do

Except to the extent expressly set out in these Terms of Use, you are not allowed to:

  • create (whether for yourself or someone else) any financial product or service which seeks to match the performance of, or the capital or income value of which is related to, any Beyond Ratings Media (including any Beyond Ratings Index, any data relating to any such index);
  • republish, redistribute or re-transmit any Beyond Ratings Media;
  • copy or store any Beyond Ratings Media other than for your own personal non-commercial use and as may occur incidentally in the normal course of use of your browser or mobile device;
  • store any  Beyond Ratings Media (including pages of our Website) on a server or other storage device connected to a network or create a database by systematically downloading and storing any data from the Beyond Ratings Media;
  • remove or change any content of any Beyond Ratings Media or attempt to circumvent security or interfere with the proper working of the Beyond Ratings Media or any servers on which it is hosted;
  • frame, link or deep-link this Website to any other website, without our prior written consent. Should you wish to frame or to set up a link / deep-link to our Website, please contact contact@beyond-ratings.com Beyond Ratings; or
  • otherwise do anything with respect to any of the Beyond Ratings Media that it is not expressly permitted by these Terms of Use.

You must use the Beyond Ratings Media and anything available via the Beyond Ratings Media only for lawful purposes (complying with all applicable laws and regulations), in a responsible manner, and not in a way that might damage our name or reputation or that of any of our affiliates.

All rights granted to you under these Terms of Use will terminate immediately in the event that you breach or fail to comply with any of these Terms of Use.

To do anything with the Beyond Ratings Media that is not expressly permitted by these Terms of Use, you will need a separate licence from us, Beyond Ratings Company (“Beyond Ratings”). Please contact us via contact@beyond-ratings.com  

Apple Applications

If the Beyond Ratings Media that you access and use is an Apple Application:

  • the Apple Application may be accessed and used only on a device owned or controlled by you and using the Apple iPhone OS;
  • you acknowledge and agree that:

– Apple has no obligation at all to provide any support or maintenance services in relation to the Apple Application. If you have any maintenance or support questions in relation to the Apple Application, please contact us, not Apple, using the contacting us details at the end of these Terms of Use;
– although these Terms of Use are entered into between us and you (and not Apple), Apple, as a third party beneficiary under these Terms of Use, will have the right to enforce these Terms of Use against you;
– except as otherwise expressly set out in these Terms of Use, any claims relating to the possession or use of the Apple Application are between you and us (and not between you, or anyone else, and Apple); and
– in the event of any claim by a third party that your possession or use (in accordance with these Terms of Use) of the Apple Application infringes any intellectual property rights, Apple will not be responsible or liable to you in relation to that claim;

  • you represent and warrant that:

– you are not, and will not be, located in any country that is the subject of a US Government embargo or that has been designated by the US Government as a "terrorist supporting" country; and
– you are not listed on any US Government list of prohibited or restricted parties; and

  • if the Apple Application that you have purchased does not conform to any warranty applying to it, you may notify Apple, which may then refund the purchase price of the Apple Application to you. Subject to that, and to the maximum extent permitted by law, Apple does not give or enter into any warranty, condition or other term in relation to the Apple Application and will not be liable to you for any claims, losses, costs or expenses of whatever nature in relation to the Apple Application or as a result of you or anyone else using the Apple Application or relying on any of its content. 

Android Applications

If the Beyond Ratings Media that you access and use is an Android Application:

  • the Android Application may be accessed and used only on a device owned or controlled by you and using an Android OS;
  • you acknowledge and agree that:

– Google has no obligation at all to provide any support or maintenance services in relation to the Android Application. If you have any maintenance or support questions in relation to the Android Application, please contact us, not Google, using the contacting us details at the end of these Terms of Use;
– although these Terms of Use are entered into between us and you (and not Google), Google, as a third party beneficiary under these Terms of Use, will have the right to enforce these Terms of Use against you;
– except as otherwise expressly set out in these Terms of Use, any claims relating to the possession or use of the Android Application are between you and us (and not between you, or anyone else, and Google); and
– in the event of any claim by a third party that your possession or use (in accordance with these Terms of Use) of the Android Application infringes any intellectual property rights, Google will not be responsible or liable to you in relation to that claim; and

  • you represent and warrant that:

– you are not, and will not be, located in any country that is the subject of a US Government embargo or that has been designated by the US Government as a "terrorist supporting" country; and
– you are not listed on any US Government list of prohibited or restricted parties. 

Intellectual property rights

All intellectual property rights in the Beyond Ratings Media and in any content of the Beyond Ratings Media (including, but not limited to, text, graphics, software, photographs and other images, videos, sound, trademarks, service marks and logos) are owned by us or our licensors. The trademarks and service marks used in the Beyond Ratings Media (collectively, the " Marks") are trademarks (whether registered or unregistered) and/or service marks owned by Beyond Ratings or members of its group or by third party licensors. Nothing contained in the Beyond Ratings Media should be construed as granting any licence or right to use any of the Marks for any purpose whatsoever without the written permission of, or entry into the applicable licence terms with, the lawful owner.  Unauthorised use of the Marks or any information is strictly prohibited and may violate trademark, copyright or other applicable laws. In the event you print off, copy or store any Beyond Ratings Media (which you may do only as permitted by these Terms of Use), you must ensure that any copyright, trademark or other intellectual property right notices contained in the original content are reproduced. 

Content and its intended use

We may change the format and content of the Beyond Ratings Media from time to time without notice to you. You agree that your use of the Beyond Ratings Media is on an 'as is' and 'as available' basis and may not be accurate or up to date. No responsibility is accepted by Beyond Ratings or members of the group for any errors, omissions, or inaccurate information on the Website.

Whilst we try to make sure that all information contained in the Beyond Ratings Media (other than any user-generated content) is correct, it is not, and it is not intended to be, any authority or advice on which any reliance should be placed.

The Beyond Ratings Media are not intended to constitute or form the basis of any advice (professional or otherwise) or to be used in, or in relation to, any investment or other decision or transaction.

We do not accept any liability (regardless of how it might arise) for any claim or loss arising from:

  • any advice given;
  • any investment or other decision made; or
  • any transaction made or effected;

– in reliance on, or on the basis of, any Beyond Ratings Media, nor do we accept any liability arising from any other use of, or reliance on, the Beyond Ratings Media.
– We do not enter into any terms or make any representations as to the accuracy, completeness, currency, correctness, reliability, integrity, quality, fitness for purpose or originality of any content of the Beyond Ratings Media and, to the fullest extent permitted by law, all implied warranties, conditions or other terms of any kind are hereby excluded. To the fullest extent permitted by law, we accept no liability for any loss or damage of any kind incurred as a result of you or anyone else using the Beyond Ratings Media or relying on any of its content.
– We cannot and do not guarantee that any content of the Beyond Ratings Media will be free from viruses and/or other code that may have contaminating or destructive elements. It is your responsibility to implement appropriate IT security safeguards (including anti-virus and other security checks) to satisfy your particular requirements as to the safety and reliability of content. 

Your personal information

Please refer to the Privacy and Cookie Notice which are  part of these Terms of Use and contain provisions applicable to the use of your personal data, as well in accordance as with the Regulation (EU) 2016/679 “General Data Protection Regulation” (“GDPR”).  We may discontinue access to a Site, with or without notice, if we have a reasonable basis to believe that a User is accessing or using any Content in violation of these Terms of Use, in addition to any other available rights and remedies. 

External links

Our Website may, from time to time, include links or hyperlinks to external websites. We have included links to these websites to provide you with access to information and services that you may find useful or interesting. Should you use such links or hyperlinks you leave the Beyond Ratings Media at your risk. We accept no liability and provide no representation or warranty (whether express or implied) as to (a) the completeness or accuracy of any information contained in any external websites and (b) the operators of, or the products or services contained or available through, such websites. We are not responsible for the content of such websites or for anything provided by or through them, and we do not guarantee that they will be continuously available. The fact that we include links to external websites does not indicate or imply any endorsement of, or association with, their operators.

General

Nothing in these Terms of Use shall limit or exclude our liability to you for death or personal injury caused by our negligence or for fraudulent misrepresentation or any other liability that may not, under English law, be limited or excluded. Subject to this, if you are a consumer and not a business user, in no event shall we be liable to you for any business losses, and any liability we do have for losses you suffer is strictly limited to losses that were reasonably foreseeable, and if you are a business user, in no event shall we be liable to you for any indirect or consequential losses, or for any loss of profit, revenue, contracts, data, goodwill or other similar losses.

These Terms of Use shall be governed by English law, and you agree that any dispute between us regarding them or the Beyond Ratings Media will be dealt with only by the French courts. Nothing shall prevent us from bringing proceedings to protect our intellectual property rights before any competent court.

Severability

If any provision of these Terms of Use is deemed to be illegal, invalid or otherwise unenforceable under the laws of any state or country in which these Terms of Use are intended to be effective then, to the extent that they are so illegal, invalid or unenforceable, they shall in that state or country be treated as severed or deleted from these Terms of Use and the remaining Terms of Use shall survive and remain in full force and effect and continue to be binding and enforceable in that state or country. 

Contacting us

Please submit any questions you have about these Terms of Use or any problems concerning the Beyond Ratings Media to us using the following contact information:

By email to contact@beyond-ratings.com by telephone on +33 (0) 9 86 27 57 57 between the hours of 9am to 6pm (French time), Monday to Friday or write to us at:

Beyond Ratings S.A.S
51, rue Saint Anne, 75002 Paris, France

BEYOND RATINGS, S.A.S. registered under n° 804 579 720 RCS Bobigny, France, with its registered office at 51 rue Sainte Anne, PARIS (75002) and headquarters in MONTREUIL (93100), 58 Rue des Meuniers.